Attorney Fayard Fights to Protect You

After an accident that results in injuries, you will have to file an insurance claim with the agency of the person or company that is at fault. Filing a claim might seem simple, but there are specific forms and paperwork that must be completed. The insurance company will ask you for releases that should not be signed. You need to work with a Denver injury lawyer who will protect you and your claim.

An insurance agent is not your friend. Their goal is to limit their financial liability and give you as little as possible. You need enough compensation to cover all of your losses. Don’t let the insurance company take advantage.

Michael Fayard knows how to negotiate with local insurance agents and understands the tactics they use. He will make sure your claim is filed correctly and follow it through to trial, if necessary.

Personal Injury Cases

303 Law Help can help with any personal injury that you or a loved one has experienced. Attorney Michael Fayard knows Colorado’s personal injury law and how to navigate the Denver court system.

You’re better off working with him than going it alone.

Car Accidents

Whether you’re driving along I-70 or the beltway around I-470, car accidents are common in and around Denver. They often happen because of driver error, and it’s important to work with a lawyer to find out who should be held accountable.

Truck Accidents

Many big rigs can be seen on the highways of Denver. While they are beneficial to the economy, they can threaten other vehicles on the road. If a large commercial vehicle caused your accident, contact Michael to start an investigation right away.

Premises Liability

Owners and managers of property are required to make sure the premises are safe. Despite this legal requirement, slip and fall accidents and other incidents are common. A personal injury lawsuit might help you get the compensation you need to cover your losses.

Defective Products

The sellers and manufacturers of products should be held responsible if they create a dangerous or defective item. Children’s toys, food products, and other items are recalled every year, often because they can or did cause injury. You can file a civil suit against corporations that cause you harm.

Motorcycle Accidents

Motorcycles are fun to ride, but they can also be dangerous. Many motorcycle accidents are caused when other drivers on the road fail to see bikes around them. That is often the fault of an irresponsible (or negligent) driver. An attorney can help you navigate a motorcycle claim to get the damages you’re owed.

Dog Bites & Animal Attacks

The owners of dogs and other animals are responsible for their pets. If you are bitten or attacked, you may suffer serious injuries. It’s essential to get medical attention as soon as possible. Then, contact an attorney who will help you file a claim.

Work Injuries

Although you may be able to get workers’ compensation after an injury on the job, there may be third parties to blame. Workers’ comp won’t cover everything. You may be able to file a personal injury claim to cover all your losses.

Wrongful Death

If your loved one was involved in a situation caused by another person or company and they died as a result, you should immediately contact a lawyer. These claims can be highly complex, and you shouldn’t have to deal with them alone.

Brain Injuries

Traumatic brain injuries (TBIs) are common in personal injury accidents. They require specialized medical treatment that can last years. You need an attorney who can properly calculate your total past and future expenses to ensure a satisfactory personal injury settlement.

Spinal Injuries

If you are in a car accident, truck wreck, or another tragic incident, you might injure your spinal cord. This can result in bulging discs, chronic pain, or even paralysis. You will need medical help right away. Then, when you’re able, contact a personal injury attorney for help.

Colorado Personal Injury Time Limits

When you’ve been injured by someone else, you need to act quickly. There is a time limit on your claim. This is called Denver’s statute of limitations. In most cases, you can only file a lawsuit within two years of your injury. If you miss this deadline, your case will be thrown out, and you won’t be able to get compensation for your losses.

Possible Exceptions

In some cases, you may not be able to tell that you suffered harm right away. If you did not immediately notice your injury, the two-year time limit might run from your “discovery date” rather than the accident date.

Denver Civil Courts

Personal injury lawsuits in Denver may be filed in court depending on how much money is at stake.

Small Claims Court

If your claim is worth less than $7,500, then you might file your case in the Denver County Small Claims Court. This court is located on the first floor of the City and County Building, 1437 Bannock Street, Room 135, Denver, CO 80202. The telephone number is (720) 865-7840, and their fax number is (720) 865-8259.

County Courts

The Denver County Court handles cases with damages that reach up to $25,000. They are located in the City and County Building, 1427 Bannock Street, Denver, CO 80202.

District Courts

The Denver County District Court/2nd Judicial District has no limit on the amount of damages. This court is located at 1437 Bannock Street, Room 256, Denver, CO 80202. For civil matters, they can be reached at (303) 606-2300.

Attorney Michael Fayard is familiar with all of the civil courts in Denver County, and he can appear on your behalf and file documents for you. Contact 303 Law Help. It’s better to be represented than deal with the situation alone.


$100,000.00 Plaintiff's Settlement

Michael represented an elderly client that was the victim of a hit and run accident. He prepared to file a civil suit alleging personal injury and bad faith. As a result, the insurance company tendered their policy limits of $100,000.

$1,550,000 Plaintiff's Verdict

Michael was co-counsel representing a maritime worker that was injured when a negligent employee struck him in the head with a bell hammer attached to a crane. Pre-trial offer was $0.00.

Colorado Personal Injury Law: Recovering Compensation

Personal injury law varies from state to state, so it’s important to work with a lawyer who knows Colorado laws.

Preparing for Court

Attorney Michael Fayard is a genuine trial lawyer. He knows how to negotiate settlements, but he’s also not afraid to push to trial. If the insurance company refuses to make you a fair offer, he will collect the evidence, prepare for court, and sue.

When getting ready to go to court, it’s important to gather all of the necessary evidence to support your case. That is primarily done through the discovery process. This is where both sides exchange documents and information that they have related to the accident. The goal is to find evidence that determines liability, negligence, and damages.

Settlement Negotiations

Throughout the claims process, the insurance company and your car accident attorney may engage in settlement negotiations. These may take place over the phone, via email, or in letters. You may even be required to attend a mediation to try to reach a fair settlement.

The insurance company may make you a reasonable offer. But, if they don’t, you can reject their offer and continue to trial. You call the shots when you work with attorney Fayard.

Be Aware of Low-Ball Settlements

It’s not uncommon for the insurance company to make you a quick offer before you even file a lawsuit. They do this to try to get rid of the claim. They may even do this before you’ve had a chance to talk to an attorney.

Don’t sign anything or accept a settlement offer before you consult a personal injury lawyer.

Types of Damages

In a personal injury claim, you can recover compensation to cover all of the losses you experienced. Personal injury damages include:

  • Past and future medical costs
  • Lost wages
  • Loss of earning potential
  • Disability
  • Disfigurement
  • Property damage
  • Pain and suffering
  • Mental anguish
He is relentless to ensure his clients are well taken care of.”

- Cliff T

You Deserve the Best Possible Result

No two cases are the same. Because of this, attorney Fayard offers free consultations to help you understand your situation. He will listen to your story and review the facts. If you decide to work with him, he will gather evidence and support your claim to help you get the best possible result.

We know that money isn’t everything, but it can help you cover your past-due bills and move forward with life.

FAQs for the Injured

  1. Will my case go to court? Most personal injury cases do not go to court. They are usually settled after your attorney negotiates with the insurance company. However, it’s typically necessary to file a complaint because you have to show the insurance company that you mean business. Otherwise, they may advantage of you.
  2. What’s my case worth? Every case is different. However, you can get an idea of the value of your claim by adding the total of your medical costs, lost wages, and other money you’ve lost as a result of the accident. Then, you can estimate how much future medical care you will need. Sometimes your attorney will consult with experts to determine how much you should get.
  3. How much does a personal injury attorney cost? 303 Law Help charges a contingency fee. That means if you don’t win your case, you don’t pay us anything. If you do reach a fair settlement or get a verdict at trial, we will accept a portion of your recovery. We can explain everything when you call.